St. Tammany Federal Credit Union — Credit union, Slidell, LA

At a glance

From its website, read 3 Nov 2026

St. Tammany Federal Credit Union is a credit union based in Slidell, Louisiana. Its website describes auto loans, small-dollar emergency loans and personal loans. You can start an application online.

Each point is backed by a quote further down this page. Terms change: confirm with the lender.

How to reach them and apply

Apply online	Page with the application link
Website	www.sttammanyfcu.org
Office (official list)	550 Pontchartrain Dr, Slidell, LA 70458

What their website says about applying

Most Recent Paycheck Stub source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

Rates and terms they state

Read 3 Nov 2026

Loan	Stated	Text on the lender's site (verbatim)	Page
Loans (general)	Term: see their wording	Up to 6-month repayment	source
Loans (general)	Term: see their wording	Up to 12-month repayment	source
Loans (general)	Term: see their wording	Up to 60-month repayment	source

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

Official record

CDFI Fund list, 21 Oct 2026

Institution type	Credit union
Native CDFI	No
Date certified (as listed)	8 Jul 2026
RSSD ID	244082
Address	550 Pontchartrain Dr, Slidell, LA 70458 Directions (Google Maps)
Website	www.sttammanyfcu.org

Loans and eligibility

Verified from lender site on 3 Nov 2026

Read from 10 pages of the lender's website on 3 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Mortgage and Winter WonderLoan product terms were not clearly stated on the pages fetched. Terms change — confirm with the lender before applying.

Product	Amount stated	Text on the lender's site (verbatim, incl. menu labels)	Page
Auto / vehicle loans	—	Low-Rate Auto Loans with No Application Fee	source
Small-dollar / emergency loans	$200 – $1,000	Loan amounts from $200 up to $1,000	source
Personal / consumer loans	—	Personal loans are general purpose loans that can be used for almost anything.	source

Loan sizes

Loan amounts from $200 up to $1,000 source
Loan amounts up to $3,000 source

Service area

Not stated on the pages we read.

Borrower focus

Not stated on the pages we read.

Languages

No non-English service found on the pages we read.

Online application

Yes — the site links to an application. Online Application source

Pages read (10)

Questions to ask when you contact them

Based on what their website said when we read it on 3 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

Do you lend where I live, or where my business is?
Their website does not say which area they serve.
How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members.
What are the smallest and the largest loans you make?
No loan amounts are stated on their website.
What is the APR, including fees, on your auto loans and small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare.
Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept.
What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

CDFI Fund awards

CDFI Fund database, 3 Nov 2026

$2.5 million in 2 awards from the U.S. Treasury's CDFI Fund, 2019–2021 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).

Round year	Program	Amount
2021	CDFI Rapid Response Program	$1,826,265
2019	CDFI Program, Financial Assistance	$650,000

These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.

Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.

Branches and size

NCUA, 30 Jun 2026

On file with the NCUA as ST. TAMMANY (charter 11942). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.

Total assets	$47.2 million (as of 30 Jun 2026)
Members	6,854 (as of 30 Jun 2026)
Offices	4 (as of 30 Jun 2026)

Offices by state and county (4)

Louisiana (4 offices)

St. Tammany Parish (4): 550 Pontchartrain Dr, Slidell 70458 (main office); 28199 Highway 190, Lacombe 70445; 1700 Highway 59, Mandeville 70448; 64243 Highway 41, Pearl River 70452

An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).

What the regulator filing shows

NCUA 5300, 30 Jun 2026

Figures from the 5300 Call Report filed by St. Tammany Federal Credit Union (NCUA charter 11942, filed as “ST. TAMMANY”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.

Total loans and leases	$29.3 million, 5,688 loans (as of 30 Jun 2026)
Change over the year	Down 12.4% from $33.4 million on 30 Jun 2025
Members	6,854 (as of 30 Jun 2026); 7,700 (as of 30 Jun 2025)
Loans per member	$4,273 (total loans divided by members, 30 Jun 2026)
Total assets	$47.2 million (as of 30 Jun 2026)

Loan mix (balances on 30 Jun 2026)

Loan category	Balance	Share
New vehicle loans	$4.6 million	15.8%
Used vehicle loans	$17.4 million	59.4%
Credit cards	$2.5 million	8.6%
Other unsecured loans	$3.8 million	13.0%
Leases and other secured loans	$952,018	3.3%

None reported on the 30 Jun 2026 report: first-lien home mortgages (1-4 family); other real estate loans (junior liens, other); commercial (business) loans.

Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.

How it compares

Computed from public data

Measure	This lender	Compared with
Total assets (Call Report, 30 Jun 2026)	$47.2 million	Larger than 25% of the 20 other certified credit unions in Louisiana (median $173.5 million).
Loans as a share of assets	62%	Median of the same 20 credit unions: 76%. A higher share means more of its balance sheet is lent out.
Loans held, 30 Jun 2025 → 30 Jun 2026	$33.4 million → $29.3 million (-12%)	Median change of 20 other certified credit unions in Louisiana: +4%. Rank by loans held among these 21: 16 → 17.

How these comparisons were worked out

Measure	Peer group (this lender left out)	Peers	Where this lender sits
Call Report total assets	other certified credit unions in Louisiana	20	larger than 25%
Loans held then vs now	certified credit unions in Louisiana reporting both dates	20	rank 16 → 17 of 21

“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).