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Certified CDFI

THE MAGNOLIA STATE CORPORATION

Bank holding companyOfficial list only

Bank holding company in Bay Springs, Mississippi, on the CDFI Fund's list of certified CDFIs (as of 21 Oct 2026).

Type
Bank holding company
Based in
Bay Springs, MS
Certified
26 Sep 2014

Official record

CDFI Fund list, 21 Oct 2026
Institution typeBank holding company
Native CDFINo
Date certified (as listed)26 Sep 2014
RSSD ID1084016
Address15 East 6th Street, Bay Springs, MS 39422 Directions (Google Maps)
Websitewww.bankmagnolia.com

Loans and eligibility

Not yet verified

We could not read the website listed for this lender on 3 Nov 2026, so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.bankmagnolia.com or contact the lender directly.

Questions to ask when you contact them

We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.

  1. What kinds of loans do you make, and which one fits what I need?
    We have no loan details from their website.
  2. Do you lend where I live, or where my business is?
  3. What are the smallest and the largest loans you make?
  4. What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
  5. What documents will you need from me, and how long does a decision usually take?

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

CDFI Fund awards

CDFI Fund database, 3 Nov 2026

Emergency Capital Investment Program (ECIP)

Treasury invested $30 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.

Matched to the official CDFI list by exact name and state; see the method on the About page.

Other certified CDFIs in Bay Springs and Mississippi

All 96 CDFIs in Mississippi

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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.