At a glance
From its website, read 2 Nov 2026United Cerebral Palsy Association of Michigan, Inc., DBA Michigan Assistive Technology Fund is a loan fund based in Southfield, Michigan. Its website describes equipment loans. Stated loan amounts run up to $50,000. Where it lends: Michigan residents with disabilities, including seniors and caregivers. The business loan rate it states is 6%. The consumer loan APR it states is 4.99%. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (517) 203-1200 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.matlf.org |
| Office (official list) | 23077 Greenfield Rd., Suite 205, Southfield, MI 48075 |
What their website says about applying
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate: 4.99% APR | The loan rate is 4.99% APR. | source |
| Loans (general) | Rate stated, not as an APR: see their wording | Interest Rate 5.99% fixed for all loans regardless of credit score | source |
| Microloans | Rate: 6% | Loan interest rate is 6% | source |
| Loans (general) | Term: up to 5 yr | Terms up to 60 months with extended terms available for amounts over $50,000 | source |
| Microloans | Term: up to 2 yr | Terms up to 24 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 20 Mar 2025 |
| RSSD ID | — (none listed) |
| Address | 23077 Greenfield Rd., Suite 205, Southfield, MI 48075 Directions (Google Maps) |
| Website | www.matlf.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan product detail is thin, the MATL is delivered through a credit union partner, and the Alight Loan was left out because its purpose is not stated. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Equipment loans | up to $30,000 | The Michigan Assistive Technology Loan (MATL) offers borrowers up to $30,000 for Assistive Technology. | source |
Loan sizes
The Michigan Assistive Technology Loan (MATL) offers borrowers up to $30,000 for Assistive Technology.
sourceUp to $50,000 with opportunities for larger amounts as needed with authorization from MI-UCP
sourceloans up to $2500 for purposes that promote independence, financial resilience, and life opportunities.
source
Range used for the size filter: not stated to $50,000
Service area
Michigan residents with disabilities, including seniors and caregivers
Michigan residents of all ages with disabilities of all types including seniors with age-related functional limitations are eligible. Caregivers are also eligible.
source
Statewide: Michigan
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Click Here to Apply
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Is there a minimum loan amount?
Their website gives a maximum ($50,000) but no minimum. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$425,000 in 2 awards from the U.S. Treasury's CDFI Fund, 2022–2024 (CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Technical Assistance | $300,000 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $1.1M |
|---|---|
| Total liabilities | $181,806 |
| Net assets | $890,339 |
| Total revenue | $829,116 |
| Program-related investments (Part X line 13) | $827,019 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 38-1387884, filed as “UNITED CEREBRAL PALSY ASSOCIATION OF MICHIGAN”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2023). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Jun 2021 (990) | $755,530 | $4,113 | $345,913 |
| Jun 2022 (990) | $659,430 | $508,472 | $46,193 |
| Jun 2023 (990) | $1.1M | $890,339 | $829,116 |
Total assets grew 42% from Jun 2021 to Jun 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $50,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 7% of these 184. |
| Total assets, latest IRS Form 990 | $1.1M | Larger than 0% of the 16 other certified loan funds and venture funds in Michigan with a matched Form 990 (median $8M). |
| Business loan rate its website stated (2 Nov 2026) | 6.00% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 1 pts below prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 7% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Michigan | 16 | larger than 0% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section). Prime rate: FRED DPRIME.
Other certified CDFIs in Southfield and Michigan
- American 1 Credit UnionCredit union · Jackson, MIAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Awakon Federal Credit UnionCredit union · Onaway, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- BlueOx Credit UnionCredit union · Battle Creek, MIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- CASE Credit UnionCredit union · Lansing, MIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…Verified
- COMMUNITY FIRST FEDERAL CREDIT UNIONCredit union · Lakeview, MIAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- CORE Community PartnersLoan fund · Bingham Farms, MIAffordable housing development loansVerified
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