At a glance
From its website, read 2 Nov 2026Wind River Development Fund is a loan fund based in Fort Washakie, Wyoming. Its website describes farm loans and small-business loans. Stated loan amounts run from $1,000 to $400,000. Where it lends: Wind River Indian Reservation and Fremont and Hot Springs Counties, Wyoming. It says it considers borrowers with low or no credit history.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.wrdf.org |
|---|---|
| Office (official list) | P.O. Box 661, Fort Washakie, WY 82514 |
What their website says about applying
If you meet those eligibility guidelines, the first step is to fill out our eligibility form.
sourceA business plan is required, along with other documents such as tax returns and bank statements.
sourcePlease contact us and schedule an appointment with one of our staff who can guide you through the process of starting a new business.
sourceGet in touch with our lending team for more information.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate stated, not as an APR: see their wording | We offer loan terms up to 180 months with a fixed interest rate, typically between 6% and 9%. | source |
| Loans (general) | Term: see their wording | We offer loan terms up to 180 months with a fixed interest rate, typically between 6% and 9%. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Low or damaged credit considered
Not necessarily. A member of our team can speak with you, listen to your story
source - Business plan required
A business plan is required, along with other documents such as tax returns and bank statements.
source - Collateral required
All loans must be collateralized, meaning that tangible assets must secure the loan in the event of default.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 3 Jun 2014 |
| RSSD ID | — (none listed) |
| Address | P.O. Box 661, Fort Washakie, WY 82514 |
| Website | www.wrdf.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Agriculture / farm loans | — | We are committed to providing support and financing to new and existing farmers and ranchers. We can help you start, expand, or maintain your operation. | source |
| Small-business loans | — | Small businesses are an important part of strengthening our local economy. Whether you are looking to start a new business, expand an established business, or purchase another business, our small business loan can provide you with the capital you need. | source |
Loan sizes
We offer loans in amounts as small as $1,000 and up to $400,000 to help people transform their business ideas into a reality.
source
Range used for the size filter: $1,000 to $400,000
Service area
Wind River Indian Reservation and Fremont and Hot Springs Counties, Wyoming
Our organization continues to deploy lending capital to small businesses across the Wind River Indian Reservation and Fremont and Hot Springs Counties in Wyoming.
source
Counties this matches: Fremont County, WY, Hot Springs County, WY
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.7 million in 15 awards from the U.S. Treasury's CDFI Fund, 2002–2022 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $500,000 |
| 2022 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2021 | Native American CDFI Assistance (NACA), Financial Assistance | $226,000 |
| 2020 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
| 2017 | Native American CDFI Assistance (NACA), Technical Assistance | $149,676 |
| 2015 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
| 2014 | Native American CDFI Assistance (NACA), Financial Assistance | $750,000 |
| 2011 | Native American CDFI Assistance (NACA), Financial Assistance | $725,000 |
| 2010 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $649,982 |
| 2009 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $860,002 |
| 2008 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $647,511 |
| 2006 | Native American CDFI Assistance (NACA), combined FA/TA (historic) | $364,000 |
| 2004 | Native American CDFI Assistance (NACA), Technical Assistance | $113,100 |
| 2002 | Native American CDFI Assistance (NACA), Technical Assistance | $65,558 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $7.2M |
|---|---|
| Total liabilities | $1.9M |
| Net assets | $5.2M |
| Total revenue | $1.8M |
| Notes and loans receivable, net (Part X line 7) | $1.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 83-0337192, filed as “WIND RIVER DEVELOPMENT FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2020 (990) | $5M | $4.1M | $1.1M | $204,060 |
| Dec 2021 (990) | $5.3M | $4.5M | $1.3M | $274,309 |
| Dec 2022 (990) | $6.1M | $5M | $1.7M | $1.4M |
| Dec 2023 (990) | $7.2M | $5.2M | $1.8M | $1.8M |
Total assets grew 42% from Dec 2020 to Dec 2023; notes and loans receivable rose 783%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $400,000 | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 61% of these 184. |
| Total assets, latest IRS Form 990 | $7.2M | Larger than 31% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 61% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 31% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
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