At a glance
From its website, read 2 Nov 2026Women's Economic Self-Sufficiency Team is a loan fund based in Albuquerque, New Mexico. Its website describes SBA-backed loans and small-business loans. Stated loan amounts run from $500 to $150,000. Where it lends: New Mexico statewide small business lending. Business loan rates stated on its site range from 0% to 9%.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.wesst.org |
|---|---|
| Office (official list) | 609 Broadway, NE, Albuquerque, NM 87102 |
What their website says about applying
Interested in a loan with WESST? Submit a lending inquiry below.
sourceComplete the Lending Inquiry form below to get started.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Small-business loans | Rate: 0%–9% | Fixed interest rates vary from 0% to 9%, and all approved loans MAY carry up to a 5% loan fee. | source |
| Small-business loans | Term: up to 5 yr | Maximum loan term is five (5) years or 60 months. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Training or counseling required
Loan recipients must continue to work with a WESST consultant throughout the duration of the loan.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 609 Broadway, NE, Albuquerque, NM 87102 Directions (Google Maps) |
| Website | www.wesst.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Lending page gives $500 to $50,000 while the programs page gives $500 to $150,000; the higher figure is used as the maximum. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| SBA-backed loans (7(a)/504/Community Advantage) | — | WESST is one of three SBA micro-lenders in New Mexico that provide loans to small business owners who might not qualify for traditional bank loans. | source |
| Small-business loans | $500 – $50,000 | Loans range from $500 to $50,000 for Small Businesses. | source |
Loan sizes
Loans range from $500 to $50,000 for Small Businesses.
sourceoffering small business loans with accessible interest rates ranging from $500 to $150,000 to New Mexico entrepreneurs
source
Range used for the size filter: $500 to $150,000
Service area
New Mexico statewide small business lending
Our loan program serves small businesses in New Mexico.
source
Statewide: New Mexico
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$605,825 in 3 awards from the U.S. Treasury's CDFI Fund, 1999–2013 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2013 | CDFI Program, Technical Assistance | $58,825 |
| 2009 | CDFI Program, Financial Assistance | $500,000 |
| 1999 | CDFI Program, Technical Assistance | $47,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $11.1M |
|---|---|
| Total liabilities | $1.6M |
| Net assets | $9.5M |
| Total revenue | $2.4M |
| Notes and loans receivable, net (Part X line 7) | $1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 85-0367809, filed as “WOMENS ECONOMIC SELF-SUFFICIENCY TEAM CORP”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $11.2M | $9.7M | $3.3M | $578,417 |
| Dec 2022 (990) | $11.1M | $9.8M | $3.4M | $832,116 |
| Dec 2023 (990) | $11.1M | $9.5M | $2.4M | $1M |
Total assets were about flat from Dec 2021 to Dec 2023; notes and loans receivable rose 79%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $150,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 28% of these 184. |
| Total assets, latest IRS Form 990 | $11.1M | Larger than 12% of the 8 other certified loan funds and venture funds in New Mexico with a matched Form 990 (median $34.8M). |
| Business loan rate its website stated (2 Nov 2026) | 0.00% to 9.00% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 7 pts below prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 28% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in New Mexico | 8 | larger than 12% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section). Prime rate: FRED DPRIME.
Other certified CDFIs in Albuquerque and New Mexico
- DreamSpringLoan fund · Albuquerque, NMCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- First Financial Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- NEW MEXICO COMMUNITY DEVELOPMENT LOAN FUNDLoan fund · Albuquerque, NMOfficial list only
- Nusenda Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- Rio Grande Credit UnionCredit union · Albuquerque, NMAuto / vehicle loans, Commercial real estate loans, Home mortgagesVerified
- U.S. Eagle Federal Credit UnionCredit union · Albuquerque, NMOfficial list only
- Ventana FundLoan fund · Albuquerque, NMAffordable housing development loansVerified
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