City directory · Mississippi
CDFI lenders in Columbia, MS
4 Treasury-certified CDFIs are headquartered in Columbia, Mississippi: 2 banks or thrifts · 2 bank holding companies. Loan details confirmed from their own websites for 2. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 2
- In Mississippi
- 96
Headquarters is not the same as service area: lenders elsewhere in Mississippi may also lend in Columbia. See all 96 CDFIs in Mississippi.
Loan types confirmed on these lenders' websites
- Home mortgages (2 lenders)
- Agriculture / farm loans (1 lender)
- Auto / vehicle loans (1 lender)
- Equipment loans (1 lender)
- Home repair / improvement loans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Small-business loans (1 lender)
- Citizens BankBank or thrift · Columbia, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home repair / improvement loans…Verified
- First Southern BankBank or thrift · Columbia, MSHome mortgagesVerified
- Citizens CorporationBank holding company · Columbia, MSOfficial list only
- First Federal BancorpBank holding company · Columbia, MSOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
Housing counseling
- D&E, a Housing and Economic Empowerment Center, Inc.HUD-approved housing counselor · 416 Marion Ave, Mccomb, MS 39648601-600-7001 · about 34 miles from the centre of Marion County
- Breakthrough Community Services, Inc.HUD-approved housing counselor · 1313 Country Club Rd, Hattiesburg, MS 39401601-582-3475 · about 35 miles from the centre of Marion County
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Mississippi cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ms/columbia/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).