County directory · Montana
CDFI lenders in Cascade County, MT
2 are headquartered here. 1 more has a bank or credit-union branch here. 3 more say they serve all of Montana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.
- Name this county
- 0
- Based here
- 2
- Branch here
- 1
- Serve all of MT
- 3
None of the lender websites we read names Cascade County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Belt, Black Eagle, Cascade, Fort Shaw, Great Falls, Malmstrom Afb, Monarch, Neihart, Sand Coulee, Simms, Stockett, Sun River….
Lenders compared for Cascade County
3 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Clearwater Federal Credit Union Credit union, Missoula MT | 1 office here; 5 home loans here, 2025 | ask | 132 mi |
| 2. Great Falls Development Authority, Inc. Loan fund, Great Falls MT | headquarters here | ask | 6 mi |
| 3. Montana Homeownership Network, Inc. The Loan fund, Great Falls MT | headquarters here | $1,500–$65,000 | 7 mi |
3 of these 3 lenders have received CDFI Fund awards, together $23.5M in fiscal years 2005–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
3 lenders2 head offices and 1 branch or office of 3 lenders on this page, within 55 miles of the centre of Cascade County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Small-business loans (1 lender)
- Affordable housing development loans (1 lender)
- Home mortgages (1 lender)
Banks and credit unions with a branch in this county
1 certified CDFI has at least one office in Cascade County (NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
CDFI mortgage lenders active here
Certified CDFIs reported 8 originated home loans for properties in Cascade County in 2025 under the Home Mortgage Disclosure Act: 0.4% of the 1,989 home loans that all HMDA lenders reported here.
Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Cascade County
Official statisticsMedian household income in Cascade County is $67,690, 7% below the Montana figure of $72,509 (ACS 2020–2024).
Businesses here took 34.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Montana county (19.5), rank 13 of 56.
| Measure | Cascade County | Montana |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 2,472 (5.8% of the state) | 42,566 |
| …of which under 20 employees | 87% | 90% |
| Businesses without employees (Nonemployer Statistics 2023) | 5,507 | 109,660 |
| Median household income (ACS 2020–2024) | $67,690 (7% below the state) | $72,509 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 84 (67 7(a), 17 504) | 1,539 |
| …per 1,000 businesses with employees | 34.0 (rank 13 of 56 Montana counties) | 19.5 (median county) |
| Median SBA 7(a) loan, all lenders | $150,000 | $200,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 1 or 2 | 126 (8%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2.75 pts (32 loans; 9% at the SBA maximum) | 2.5 pts (11% at the maximum) |
Approvals by fiscal year: FY2020 5 · FY2021 11 · FY2022 11 · FY2023 8 · FY2024 19 · FY2025 21 · FY2026 9.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 202426 loans and investments totaling $4.3M (median $54,096) were reported to the CDFI Fund for borrowers and projects in Cascade County in fiscal year 2022, by 5 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Home purchase | 10 | $753,819 | $14,176 |
| Non-real estate business | 10 | $3.1M | $100,000 |
| Non-real estate microenterprise | 3 | $60,750 | $20,000 |
| Other purposes | 3 | $376,200 |
Of 12 individual borrowers whose income was reported, 58% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 195 consumer loans in Cascade County totaling $2.2M (Consumer Loan Report, tract totals, so no median); they counted 29% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 13 · FY2019 15 · FY2020 32 · FY2021 86.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Cascade County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Great Falls Development Authority, Inc.Loan fund · Great Falls, MTSBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Montana Homeownership Network, Inc. TheLoan fund · Great Falls, MT · Native CDFIAffordable housing development loans, Home mortgagesVerified
Say they serve all of Montana
- Alaska Growth Capital BIDCO, Inc.Loan fund · Anchorage, AK · Native CDFISBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Dakota Business LendingLoan fund · Fargo, NDSBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- NACDC Financial Services Inc.Loan fund · Browning, MT · Native CDFICredit-builder loans, Small-business loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
Housing counseling
- Montana Homeownership Network Dba Neighborworks MontanaHUD-approved housing counselor · 509 1st Ave S, Great Falls, MT 59401406-761-5861
- Neighborworks Great FallsHUD-approved housing counselor · 509 1st Ave S, Great Falls, MT 59401406-761-5861
- Rural Dynamics, Inc. Dba CCCS of MTHUD-approved housing counselor · 410 Central Ave Ste 401, Great Falls, MT 59401406-454-5709
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Montana counties
Source: CDFI Atlas, cdfiatlas.com/states/mt/counties/cascade-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).