City directory · New Mexico
CDFI lenders in Santa Fe, NM
4 Treasury-certified CDFIs are headquartered in Santa Fe, New Mexico: 2 loan funds · 2 credit unions. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 4
- In New Mexico
- 16
Headquarters is not the same as service area: lenders elsewhere in New Mexico may also lend in Santa Fe. See all 16 CDFIs in New Mexico.
Loan types confirmed on these lenders' websites
- Home mortgages (4 lenders)
- Small-business loans (1 lender)
- Commercial real estate loans (1 lender)
- Auto / vehicle loans (1 lender)
- Personal / consumer loans (1 lender)
- Guadalupe Credit UnionCredit union · Santa Fe, NMHome mortgages, Small-business loansVerified
- Homewise, Inc.Loan fund · Santa Fe, NMCommercial real estate loans, Home mortgagesVerified
- Northern New Mexico School Employees Federal Credit UnionCredit union · Santa Fe, NMAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Santa Fe Community Housing TrustLoan fund · Santa Fe, NMHome mortgagesVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- SBDC @ Santa Fe Community CollegeSmall Business Development Center · Santa Fe Higher Education Center (HEC), 1950 Siringo Rd, Santa Fe, NM 87505505-428-1343
- Santa Fe & North NM SCORESCORE mentoring · 3900 Paseo del Sol -- Suite A320, Santa Fe, NM 87507800-634-0245
- WESST - AlbuquerqueWomen's Business Center · 609 Broadway Boulevard, NE, Albuquerque, NM 87102505-246-6900 · about 51 miles from the centre of Santa Fe County
Housing counseling
- Homewise, Inc.HUD-approved housing counselor · 1301 Siler Rd, Santa Fe, NM 87507505-983-9473
- Santa Fe Community Housing TrustHUD-approved housing counselor · 1111 Agua Fria St, Santa Fe, NM 87501505-989-3960
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other New Mexico cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/nm/santa-fe/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).