County directory · Ohio
CDFI lenders in Summit County, OH
1 certified CDFI names Summit County or a town in it as part of their service area on their own website. 3 more are headquartered here. 1 more say they serve all of Ohio. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).
- Name this county
- 1
- Based here
- 3
- Serve all of OH
- 1
A lender naming Summit County on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Akron, Barberton, Bath, Clinton, Cuyahoga Falls, Fairlawn, Green, Hudson, Lakemore, Macedonia, Mogadore, Munroe Falls….
Lenders compared for Summit County
10 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. New Horizon Federal Credit Union Credit union, Barberton OH | website names Summit County; headquarters here; 4 offices here | ask | 8 mi |
| 2. Buckeye State Credit Union, INC. Credit union, Akron OH | headquarters here; 2 offices here | ask | 3 mi |
| 3. Canton School Employees Federal Credit Union Credit union, Canton OH | 15 home loans here, 2025 | ask | 21 mi |
| 4. Champions Funding, LLC Loan fund, Gilbert AZ | 7 home loans here, 2025 | up to $3M | 1,737 mi |
| 5. Change Lending, LLC Loan fund, Anaheim CA | 6 home loans here, 2025 | up to $3.5M | 2,033 mi |
| 6. Valley Economic Development Partners, Inc. Loan fund, Youngstown OH | 3 SBA loans here, FY2020–FY2026 | up to $250,000 | 46 mi |
| 7. Economic and Community Development Institute, Inc. (ECDI) Loan fund, Columbus OH | 3 SBA loans here, FY2020–FY2026 | up to $1M | 104 mi |
| 8. Telhio Credit Union, Inc. Credit union, Columbus OH | 3 SBA loans here, FY2020–FY2026 | ask | 111 mi |
| 9. Apex Fund for Economic Opportunities Loan fund, Akron OH | headquarters here | ask | 2 mi |
| 10. Western Reserve Community Fund, Inc Loan fund, Akron OH | headquarters here | ask | 2 mi |
9 of these 10 lenders have received CDFI Fund awards, together $46.6M in fiscal years 2005–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
5 lenders5 head offices and 11 branches or offices of 5 lenders on this page, within 30 miles of the centre of Summit County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (2 lenders)
- Home mortgages (2 lenders)
- Personal / consumer loans (2 lenders)
Banks and credit unions with a branch in this county
2 certified CDFIs have at least one office in Summit County (NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- New Horizon Federal Credit UnionCredit union · Barberton, OHAuto / vehicle loans, Home mortgages, Personal / consumer loans4 offices in Summit County · based hereVerified
- Buckeye State Credit Union, INC.Credit union · Akron, OHAuto / vehicle loans, Home mortgages, Personal / consumer loans2 offices in Summit County · based hereVerified
CDFI mortgage lenders active here
Certified CDFIs reported 31 originated home loans for properties in Summit County in 2025 under the Home Mortgage Disclosure Act: 0.2% of the 13,452 home loans that all HMDA lenders reported here.
- Canton School Employees Federal Credit UnionCredit union · Canton, OHAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans15 home loans here in 2025 (HMDA)Verified
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages7 home loans here in 2025 (HMDA)Verified
- Change Lending, LLCLoan fund · Anaheim, CAHome mortgages6 home loans here in 2025 (HMDA)Verified
Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Summit County
Official statisticsMedian household income in Summit County is $71,622, about level with the Ohio figure of $71,389 (ACS 2020–2024).
Businesses here took 101.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Ohio county (65.2), rank 15 of 88.
| Measure | Summit County | Ohio |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 13,309 (5.2% of the state) | 255,049 |
| …of which under 20 employees | 82% | 82% |
| Businesses without employees (Nonemployer Statistics 2023) | 43,820 | 909,227 |
| Median household income (ACS 2020–2024) | $71,622 (about the state level) | $71,389 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 1,344 (1,288 7(a), 56 504) | 20,709 |
| …per 1,000 businesses with employees | 101.0 (rank 15 of 88 Ohio counties) | 65.2 (median county) |
| Median SBA 7(a) loan, all lenders | $77,650 | $100,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 9 (1%) | 604 (3%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2 pts (447 loans; 4% at the SBA maximum) | 2 pts (5% at the maximum) |
Approvals by fiscal year: FY2020 149 · FY2021 222 · FY2022 219 · FY2023 239 · FY2024 239 · FY2025 182 · FY2026 94.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 9 SBA approvals (8 7(a) loans and 1 504 project) for borrowers in Summit County in fiscal years 2020–2026, from 3 CDFIs. The 7(a) loans total $1.4M approved.
CDFIs with 3 or more: Economic and Community Development Institute, Inc. (ECDI) (3), Telhio Credit Union, Inc. (3), Valley Economic Development Partners, Inc. (3).
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 2024218 loans and investments totaling $14.4M (median $26,825) were reported to the CDFI Fund for borrowers and projects in Summit County in fiscal year 2022, by 15 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 107 | $1.8M | $20,000 |
| Home improvement | 52 | $3.7M | $50,125 |
| Home purchase | 41 | $5.4M | $75,500 |
| Non-real estate business | 13 | $1M | $70,000 |
| Other purposes | 5 | $2.5M |
Of 93 individual borrowers whose income was reported, 53% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 3,094 consumer loans in Summit County totaling $18.8M (Consumer Loan Report, tract totals, so no median); they counted 60% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 52 · FY2019 68 · FY2020 122 · FY2021 1,648.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Lenders whose website names Summit County or a town in it
Headquartered in Summit County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Buckeye State Credit Union, INC.Credit union · Akron, OHAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Apex Fund for Economic OpportunitiesLoan fund · Akron, OHOfficial list only
- Western Reserve Community Fund, IncLoan fund · Akron, OHOfficial list only
Say they serve all of Ohio
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Ohio SBDC at Summit Medina Business AllianceSmall Business Development Center · 526 South Main Street, Suite 601 D-G, Akron, OH 44311330-375-2111
- SCORE Akron & CantonSCORE mentoring · Stark State College Business & Entrepreneurial Center, 6200 Frank Ave NW, Suite M331, North Canton, OH 44720330-379-3163 · about 22 miles from the centre of Summit County
Housing counseling
- Asian Services in Action, Inc. (ASIA)HUD-approved housing counselor · 730 Carroll Street, Akron, OH 44304330-535-3263
- East Akron Neighborhood Development Corp.HUD-approved housing counselor · 550 S Arlington St, Akron, OH 44306330-724-0244
- Fair Housing Contact ServiceHUD-approved housing counselor · 441 Wolf Ledges Pkwy, Akron, OH 44311330-376-6191
- Mustard Seed Development CenterHUD-approved housing counselor · 1557 Vernon Odom Blvd, Suite 201, Akron, OH 44320
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
City pages in Summit County
Other Ohio counties
Source: CDFI Atlas, cdfiatlas.com/states/oh/counties/summit-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).