At a glance
From its website, read 2 Nov 2026CANI’s Center for Community and Economic Development, Inc. dba Brightpoint Development Fund is a loan fund based in Fort Wayne, Indiana. Its website describes small-dollar emergency loans, microloans and small-business loans. Stated loan amounts run from $550 to $200,000. Business loan rates stated on its site range from 8% to 10%. It says it considers borrowers with low or no credit history. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (260) 423-3546 source |
|---|---|
| Lending | (260) 399-4108 source |
| Apply online | Page with the application link |
| Website | www.mybrightpoint.org |
| Office (official list) | 227 E. Washington Blvd., Fort Wayne, IN 46802 |
What their website says about applying
This checklist outlines all the information and documents required for your application.
sourceAnswer a few questions to determine if you qualify.
sourceFind your region and employer – Visit the CLC of Indiana application page and select your region.
sourceSign your agreement – After approval, sign your loan agreement.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Microloans | Rate: 8%–10% | Loan Interest: 8-10% (subject to change) | source |
| Personal / consumer loans | Rate stated, not as an APR: see their wording | Interest rate: 18% + $20 administrative fee | source |
| Microloans | Term: 3 yr–5 yr | Loan Length: 36 – 60 Months | source |
| Personal / consumer loans | Term: see their wording | Payback period: 12 months | source |
| Small-business loans | Term: up to 5 yr | Loan Length: 60 Months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Low or damaged credit considered
No Credit Check – Approval isn’t based on your credit score
source - Collateral flexible or not always required
No Collateral Required – No need to put up assets to qualify
source - Training or counseling required
Every borrower participates in our technical assistance program, designed to build essential business skills based on individual needs.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 11 Jul 2025 |
| RSSD ID | — (none listed) |
| Address | 227 E. Washington Blvd., Fort Wayne, IN 46802 Directions (Google Maps) |
| Website | www.mybrightpoint.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Home-related pages such as Brightpoint Home Advantage and Housing Developments were not among the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | — | The Community Loan Center (CLC) of Northeast Indiana provides affordable small-dollar loans to employees | source |
| Microloans | $5,000 – $50,000 | Loan Amount: $5,000 to $50,000 | source |
| Small-business loans | $50,001 – $200,000 | Loan Amount: $50,001 to $200,000 | source |
Loan sizes
Loan Amount: $5,000 to $50,000
sourceLoan Amount: $50,001 to $200,000
sourceLoan amount: $550 to $1,000
source
Range used for the size filter: $550 to $200,000
Service area
Not stated on the pages we read.
Borrower focus
- Startups
start-ups and early-stage businesses
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Step Three: Start Your Online Application
source
Pages read (7)
- https://www.mybrightpoint.org/
- https://www.mybrightpoint.org/index.php/small-business-assistance/
- https://www.mybrightpoint.org/index.php/nap/
- https://www.mybrightpoint.org/index.php/clc/
- https://www.mybrightpoint.org/index.php/testimonials/lending-program-eases-financial-worries/
- https://www.mybrightpoint.org/index.php/financial-foundations-education/
- https://www.mybrightpoint.org/index.php/programs/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What is the APR, including fees, on your small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.4 million in 8 awards from the U.S. Treasury's CDFI Fund, 2014–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Technical Assistance | $300,000 |
| 2024 | Small Dollar Loan Program | $383,223 |
| 2022 | CDFI Equitable Recovery Program | $500,000 |
| 2022 | CDFI Program, Technical Assistance | $125,000 |
| 2021 | CDFI Rapid Response Program | $621,000 |
| 2021 | CDFI Program, Technical Assistance | $125,000 |
| 2021 | Small Dollar Loan Program | $280,000 |
| 2014 | CDFI Program, Technical Assistance | $102,791 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Oct 2023| Total assets | $1.6M |
|---|---|
| Total liabilities | $799,293 |
| Net assets | $827,320 |
| Total revenue | $719,520 |
| Notes and loans receivable, net (Part X line 7) | $492,559 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending October 2023 (tax year 2022; EIN 45-3914271, filed as “CANI S CENTER FOR COMMUNITY & ECONOMIC DEVELOPMENT”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Oct 2021 (990) | $1.4M | $898,606 | $458,705 | $433,461 |
| Oct 2022 (990) | $1.4M | $924,185 | $817,071 | $282,921 |
| Oct 2023 (990) | $1.6M | $827,320 | $719,520 | $492,559 |
Total assets grew 15% from Oct 2021 to Oct 2023; notes and loans receivable rose 14%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $200,000 | Other loan funds whose website states a maximum: median $275,000. Higher than the stated maximum of 34% of these 184. |
| Total assets, latest IRS Form 990 | $1.6M | Larger than 9% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
| Business loan rate its website stated (2 Nov 2026) | 8.00% to 10.00% | Prime rate that day: 7.00% (FRED DPRIME), so the lowest stated rate is 1 pts above prime. For an SBA 7(a) variable-rate loan the legal maximum is prime plus 3 to 6.5 points, by loan size. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 34% |
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 9% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section). Prime rate: FRED DPRIME.
Other certified CDFIs in Fort Wayne and Indiana
- Urban Beginnings Choice FCUCredit union · Fort Wayne, INAuto / vehicle loans, Personal / consumer loansVerified
- Afena Federal Credit UnionCredit union · Marion, INAuto / vehicle loans, Small-dollar / emergency loans, Home repair / improvement loans, Personal / consumer loansVerified
- Build Fund, LLCLoan fund · Indianapolis, INSmall-business loansVerified
- CDFI Friendly BloomingtonLoan fund · Bloomington, INVerified
- Edge Fund, LLCLoan fund · Indianapolis, INAffordable housing development loans, Home mortgagesVerified
- Flagship Enterprise Capital, Inc.Loan fund · Anderson, INMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
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