Flagship Enterprise Capital, Inc.

What their website says about applying

• First, if you're not quite ready for a bank loan, start our online application or have your banker introduce you to us! source
• Complete our online lead form in as little as 5 minutes. source
• If you are an existing business, we usually ask for 1 to 3 years of Business and Personal tax returns depending on how long your business has been established. source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

• Collateral flexible or not always required Collateral and strong credit will be requested and are helpful, but are not required. source

Only rules the lender's own pages state. Other requirements may apply.

Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. The pages belong to Bankable (bankable.org), which does not name Flagship Enterprise Capital Inc, so the lender identity should be checked. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. How long can I take to repay?
   No repayment terms are stated on their website.
2. Do you offer free coaching or help preparing my application?
   CDFI certification requires development services, such as training or advice, alongside lending.
3. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending May 2023 (tax year 2022; EIN 81-3693405, filed as “FLAGSHIP ENTERPRISE CAPITAL”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Total assets grew 1% from May 2022 to May 2023; notes and loans receivable rose 17%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).

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