At a glance
From its website, read 2 Nov 2026Hartford Community Loan Fund is a loan fund based in Hartford, Connecticut. Its website describes home repair loans. Where it lends: Construction rehab loans: throughout Connecticut; tax lien refinance loans: Hartford properties only.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (860) 296-7005 source |
|---|---|
| Website | HartfordLoans.org |
| Office (official list) | 215 Garden St., Hartford, CT 06105 |
What their website says about applying
Contact a loan officer to learn more.
sourcePlease contact us for loan information and application.
sourceContact us as soon as possible if you have an upcoming financing need. We can help you put together a loan application
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Term: see their wording | Interest-only construction loans of up to 24 months; | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Jul 2025 |
| RSSD ID | — (none listed) |
| Address | 215 Garden St., Hartford, CT 06105 Directions (Google Maps) |
| Website | HartfordLoans.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Tax lien refinance product has no dedicated page and no loan amounts are stated; the online application process is not described. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Home repair / improvement loans | — | If you are interested in purchasing and rehabilitating a single or multifamily home or mixed-use property, we offer several different loan products to help finance your dream. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Construction rehab loans: throughout Connecticut; tax lien refinance loans: Hartford properties only
HCLF Construction Rehab Loans are available for owners/purchasers of properties located throughout Connecticut, while Tax lien refinance loans are available for owners of Hartford properties only.
source
Counties this matches: Capitol Region County, CT
Borrower focus
- Low- and moderate-income / underserved
provide and promote just and affordable financial services that benefit the low-wealth residents of the communities we serve.
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.hartfordloans.org/
- https://www.hartfordloans.org/services
- https://www.hartfordloans.org/what-we-do/construction-rehab-loan-program
- https://www.hartfordloans.org/who-we-are
- https://www.hartfordloans.org/who-we-are/our-borrowers-and-partners
- https://www.hartfordloans.org/what-we-do/other-financing-opportunities
- https://www.hartfordloans.org/what-we-do/policy-initiatives/healthy-foods-financing
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your home repair loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$6 million in 6 awards from the U.S. Treasury's CDFI Fund, 2002–2022 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $1,742,954 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2015 | CDFI Program, Financial Assistance | $2,000,000 |
| 2007 | CDFI Program, Financial Assistance | $320,605 |
| 2004 | CDFI Program, Technical Assistance | $41,500 |
| 2002 | CDFI Program, Technical Assistance | $35,100 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $17.5M |
|---|---|
| Total liabilities | $8.1M |
| Net assets | $9.4M |
| Total revenue | $1.6M |
| Notes and loans receivable, net (Part X line 7) | $12.5M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 06-1423598, filed as “HARTFORD COMMUNITY LOAN FUND INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2021 (990) | $15M | $8.2M | $1.5M | $10.5M |
| Jun 2022 (990) | $15.4M | $9.3M | $2.5M | $10.2M |
| Jun 2023 (990) | $17.5M | $9.4M | $1.6M | $12.5M |
Total assets grew 17% from Jun 2021 to Jun 2023; notes and loans receivable rose 19%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $17.5M | Larger than 51% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 51% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Hartford and Connecticut
- Capital for ChangeLoan fund · Wallingford, CTCommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Home repair / improvement loans…Verified
- Members Credit Union, Inc.Credit union · Stamford, CTAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- New Haven BankBank or thrift · New Haven, CTCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Community Economic Development Fund I, LLCLoan fund · Meriden, CTOfficial list only
- First City Fund CorporationBank holding company · New Haven, CTOfficial list only
- First Community Bancorp Inc.Bank holding company · New Haven, CTOfficial list only
Work at Hartford Community Loan Fund? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.