At a glance
From its website, read 2 Nov 2026New Haven Bank is a bank or thrift based in New Haven, Connecticut. Its website describes commercial real estate loans, equipment loans, SBA-backed loans and 1 other loan type.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.startbank.com |
|---|---|
| Office (official list) | 299 Whalley Avenue, New Haven, CT 06511 |
What their website says about applying
Pick up the phone and give us a call with all your questions, stories, and successes.
sourceDiscuss your plans with us, and we will present you with a financing option that can help you get it all done.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 4 Aug 2016 |
| RSSD ID | 3843392 |
| Address | 299 Whalley Avenue, New Haven, CT 06511 Directions (Google Maps) |
| Website | www.startbank.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. No loan amount ranges or service area are stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | Loans for acquisition or remodeling | source |
| Equipment loans | — | or finance the acquisition of equipment; all on terms convenient to you. | source |
| SBA-backed loans (7(a)/504/Community Advantage) | — | an array of unique loans to choose from, including SBA loans, you can count on us | source |
| Small-business loans | — | Accommodate a short-term financial need with a flexible borrowing solution. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.newhavenbank.com/
- https://www.newhavenbank.com/personal/
- https://www.newhavenbank.com/personal/personal-credit-cards/
- https://www.newhavenbank.com/commercial-lending-partner/
- https://www.newhavenbank.com/business/commercial-lending/
- https://www.newhavenbank.com/business/business-credit-cards/
- https://www.newhavenbank.com/business/commercial-lending-team/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your commercial real estate loans and equipment loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5 million in 12 awards from the U.S. Treasury's CDFI Fund, 2012–2024 (Bank Enterprise Award Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Bank Enterprise Award Program | $280,369 |
| 2021 | Bank Enterprise Award Program | $170,699 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | Bank Enterprise Award Program | $202,898 |
| 2019 | Bank Enterprise Award Program | $245,547 |
| 2018 | Bank Enterprise Award Program | $233,244 |
| 2017 | CDFI Program, Financial Assistance | $350,000 |
| 2016 | CDFI Program, Financial Assistance | $700,000 |
| 2015 | Bank Enterprise Award Program | $265,496 |
| 2014 | Bank Enterprise Award Program | $355,000 |
| 2013 | Bank Enterprise Award Program | $58,500 |
| 2012 | Bank Enterprise Award Program | $287,834 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as New Haven Bank (FDIC cert 58952). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $200 million (as of 30 Jun 2026) |
|---|---|
| Offices | 2 (as of 30 Oct 2026) |
Offices by state and county (2)
Connecticut (2 offices)
- South Central Regional County (2): 299 Whalley Ave, New Haven 06511 (main office); 636 Campbell Ave, West Haven 06516
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by New Haven Bank (RSSD 3843392, FDIC cert 58952). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $168.8 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 1.6% from $166.2 million on 30 Jun 2025 |
| Total assets | $200 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $34.9 million | 20.6% |
| Home equity lines of credit | $103,000 | 0.1% |
| Commercial real estate, construction and multifamily | $78.4 million | 46.4% |
| Commercial and industrial (business) loans | $39.7 million | 23.5% |
| Consumer loans (credit cards, auto, other) | $15.8 million | 9.4% |
None reported on the 30 Jun 2026 report: farmland and farm production loans.
Within consumer loans: auto loans $15.8 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 8 loans $806,000 | 16 loans $986,000 |
| $100,001 to $250,000 | 39 loans $4.6 million | 14 loans $1.5 million |
| $250,001 to $1 million | 95 loans $35.7 million | 122 loans $37.2 million |
| All small business loans | 142 loans $41.1 million | 152 loans $39.7 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $200 million | Larger than 22% of the 321 other certified banks and bank holding companies nationwide (median $383.2 million). |
| Loans as a share of assets | 84% | Median of the same 321 banks and bank holding companies: 68%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $166.2 million → $168.8 million (+2%) | Median change of 321 other certified banks and bank holding companies nationwide: +7%. Rank by loans held among these 322: 202 → 207. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies nationwide | 321 | larger than 22% |
| Loans held then vs now | certified banks and bank holding companies nationwide reporting both dates | 321 | rank 202 → 207 of 322 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 2 SBA-backed approvals for New Haven Bank in fiscal years 2020–2026 (October 2019 to September 2026):
- 2 504 projects as the third-party (first-lien) lender
By fiscal year: FY2020 0 · FY2021 0 · FY2022 0 · FY2023 0 · FY2024 0 · FY2025 0 · FY2026 2.
By program
- 504 projects (as the third-party lender) (2, 100%)
How this lender was matched in the SBA files: 504 third-party lender name: same name, state and city (SBA lists “New Haven Bank”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. New Haven Bank may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in New Haven and Connecticut
- First City Fund CorporationBank holding company · New Haven, CTOfficial list only
- First Community Bancorp Inc.Bank holding company · New Haven, CTOfficial list only
- Capital for ChangeLoan fund · Wallingford, CTCommercial real estate loans, Energy / solar / efficiency loans, Equipment loans, Home repair / improvement loans…Verified
- Hartford Community Loan FundLoan fund · Hartford, CTHome repair / improvement loansVerified
- Members Credit Union, Inc.Credit union · Stamford, CTAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- Community Economic Development Fund I, LLCLoan fund · Meriden, CTOfficial list only
Work at New Haven Bank? Link to this page
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