Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Oct 2013 |
| RSSD ID | — (none listed) |
| Address | 1801 McCormick Drive Suite 300, Largo, MD 20774 Directions (Google Maps) |
| Website | www.fscfirst.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedWe could not read the website listed for this lender on 3 Nov 2026, so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.fscfirst.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$750,000 in 1 award from the U.S. Treasury's CDFI Fund, 2021 (CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $750,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $8.8M |
|---|---|
| Total liabilities | $6.8M |
| Net assets | $2M |
| Total revenue | $3.3M |
| Notes and loans receivable, net (Part X line 7) | $2M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 52-1305988, filed as “PRINCE GEORGES FINANCIAL SERVICES CORPORATION”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2021 (990) | $5.7M | $1.4M | $3.8M | $1.9M |
| Jun 2022 (990) | $6.2M | $1.6M | $2.7M | $2M |
| Jun 2023 (990) | $8.8M | $2M | $3.3M | $2M |
Total assets grew 54% from Jun 2021 to Jun 2023; notes and loans receivable rose 7%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Median SBA 7(a) loan it approved, FY2020–FY2026 | $108,000 (17 loans) | All 7(a) lenders in Maryland: $134,100. Larger than the median loan of 22% of the 97 other certified CDFIs with 10 or more 7(a) loans. |
| SBA approvals, FY2023–24 → FY2025–26 | 3 → 8 | Rank among the 3 certified CDFIs in Maryland with SBA approvals in either period: 1 → 1. |
| Total assets, latest IRS Form 990 | $8.8M | Larger than 33% of the 9 other certified loan funds and venture funds in Maryland with a matched Form 990 (median $37.3M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Median SBA 7(a) loan | certified CDFIs with 10+ 7(a) loans, nationwide | 97 | larger than 22% |
| SBA approvals then vs now | certified CDFIs in Maryland with SBA approvals FY2023–2026 | 2 | rank 1 → 1 of 3 |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Maryland | 9 | larger than 33% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Form 990 figures: IRS annual extracts (see the Form 990 section).
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 28 SBA-backed approvals for Prince Georges Financial Services Corporation in fiscal years 2020–2026 (October 2019 to September 2026):
- 17 7(a) loans as the lender: $2.4M in total (gross amount approved), median $108,000
- 11 504 loans as the Certified Development Company (CDC): $5.2M in total (CDC (SBA-backed) portion approved), median $350,000
By fiscal year: FY2020 5 · FY2021 4 · FY2022 8 · FY2023 2 · FY2024 1 · FY2025 2 · FY2026 6.
What actually happened
- Size of its 7(a) loans: half were between $90,000 and $150,000, median $108,000 (17 loans)
- Size of its 504 loans (the CDC's SBA-backed portion): half were between $191,000 and $596,500, median $350,000 (11 loans)
- Term of its 7(a) loans: median 120 months (10 years) (17 loans)
- Term of its 504 loans (the CDC's SBA-backed portion): median 300 months (25 years) (11 loans)
- Fixed or variable: 12% of its 7(a) loans had a fixed rate (17 loans)
- Young businesses: 69% of its 7(a) loans went to a startup or a business two years old or less (16 loans with an answer)
Descriptive only: what the SBA file records for loans this lender approved in fiscal years 2020–2026. Each figure covers at least 10 loans; with fewer we show nothing. It is not an offer, not the rate or term you would get, and says nothing about your chance of approval.
By program
- 7(a) Community Advantage (13, 46%)
- 504 loans (as the Certified Development Company) (11, 39%)
- 7(a) standard (4, 14%)
Borrower industries
NAICS sector, 3 or more loans.
- Health care and social assistance (7)
- Accommodation and food services (6)
- Retail trade (5)
Where borrowers are
County of the borrower's ZIP code, 3 or more loans.
How this lender was matched in the SBA files: SBA CDC ID 0188225: same name, state and city (SBA lists “Prince George's Financial Services Corporation”); SBA lender ID 0188225: same name, state and city (SBA lists “Prince George's Financial Services Corporation”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. Prince Georges Financial Services Corporation may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Largo and Maryland
- 22BEACON, INC.Loan fund · Hanover, MDNonprofit / community facility loansVerified
- Baltimore Community Lending, Inc.Loan fund · Baltimore, MDCommercial real estate loans, Affordable housing development loans, Small-business loansVerified
- Enterprise Community Loan Fund, Inc.Loan fund · Columbia, MDEquity / venture investmentVerified
- HARBOR BANKSHARES CORPORATIONBank holding company · Baltimore, MDCommercial real estate loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Harbor Bank of MarylandBank or thrift · Baltimore, MDCommercial real estate loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Harbor Bank of Maryland Community Development CorporationLoan fund · Baltimore, MDEquity / venture investmentVerified
Work at Prince Georges Financial Services Corporation? Link to this page
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