City directory · Alabama
CDFI lenders in Birmingham, AL
5 Treasury-certified CDFIs are headquartered in Birmingham, Alabama: 3 loan funds · 1 credit union · 1 venture capital fund. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 5
- Verified
- 3
- In Alabama
- 38
Headquarters is not the same as service area: lenders elsewhere in Alabama may also lend in Birmingham. See all 38 CDFIs in Alabama.
Loan types confirmed on these lenders' websites
- Commercial real estate loans (1 lender)
- Equipment loans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Small-business loans (1 lender)
- Auto / vehicle loans (1 lender)
- Home mortgages (1 lender)
- OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loansVerified
- SIXTH AVENUE BAPTIST FCUCredit union · Birmingham, ALAuto / vehicle loans, Home mortgagesVerified
- Sabre Finance d/b/a VentureSouthLoan fund · Birmingham, ALEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Bronze Valley CorpVenture capital fund · Birmingham, ALOfficial list only
- CAMINO LOAN FUND LLCLoan fund · Birmingham, ALOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Greater Birmingham Small Business Development CenterSmall Business Development Center · 1500 1st Ave N, Suite R118, Birmingham, AL 35203205-348-1582
- Alabama SCORESCORE mentoring · Birmingham, AL 35203251-385-6667
- DEMO WBC Partner AccountWomen's Business Center · 888 Street, Birmingham, AL 35211
- SBA Birmingham officeSBA district office · 2 N. 20th St., Suite 325, Birmingham, AL 35203205-290-7101
- Miles CollegeWomen's Business Center · 5500 Myron Massey Blvd, Fairfield, AL 35064205-202-0118
Housing counseling
- Birmingham Urban League, Inc.HUD-approved housing counselor · 1229 3rd Ave N, Birmingham, AL 35203205-326-0162
- Hispanic Interest Coalition of AlabamaHUD-approved housing counselor · 117 S Crest Dr, Birmingham, AL 35209205-942-5505
- NACA (Neighborhood Assistance Corporation of America) Birmingham, ALHUD-approved housing counselor · 529 Beacon Pkwy W Ste 204, Birmingham, AL 35209205-942-8111
- Neighborhood Housing Services of Birmingham, Inc.HUD-approved housing counselor · 601 19th St N, Birmingham, AL 35203205-328-4292
- Operation Hope- Birmingham ALHUD-approved housing counselor · 2100 Park Pl, Birmingham, AL 35203205-478-0557
- United Way of Central Alabama, Inc.HUD-approved housing counselor · 3600 8th Ave S, Birmingham, AL 35222205-458-8964
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Alabama cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/al/birmingham/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).