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County directory · Colorado

CDFI lenders in Alamosa County, CO

2 are headquartered here. 1 more has a bank or credit-union branch here. 4 more say they serve all of Colorado. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county
0
Based here
2
Branch here
1
Serve all of CO
4

None of the lender websites we read names Alamosa County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Alamosa, Hooper, Mosca.

Lenders compared for Alamosa County

3 with local records
LenderLocal recordsLoan sizesHead office
1. First Southwest Bank
Bank or thrift, Durango CO
1 office here; 13 SBA loans here, FY2020–FY2026ask116 mi
2. First SouthWest Bancorporation, Inc.
Bank holding company, Alamosa CO
headquarters here; 1 office hereup to $750,0007 mi
3. FIRST SOUTHWEST COMMUNITY FUND
Loan fund, Alamosa CO
headquarters hereask7 mi

2 of these 3 lenders have received CDFI Fund awards, together $8.5M in fiscal years 2015–2023 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

3 lenders

2 head offices and 3 branches or offices of 3 lenders on this page, within 30 miles of the centre of Alamosa County. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

  • Agriculture / farm loans (1 lender)
  • Credit-builder loans (1 lender)
  • Microloans (1 lender)
  • Personal / consumer loans (1 lender)
  • Small-business loans (1 lender)

Banks and credit unions with a branch in this county

2 certified CDFIs have at least one office in Alamosa County (FDIC office data as of 30 Oct 2026). A branch shows presence, not a stated service area; credit unions also require membership.

Small business and SBA lending in Alamosa County

Official statistics

Median household income in Alamosa County is $55,397, 42% below the Colorado figure of $95,470 (ACS 2020–2024).

Businesses here took 45.3 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: about as many as the median Colorado county (44.0), rank 32 of 64.

MeasureAlamosa CountyColorado
Businesses with paid employees (CBP 2023)486
(0.3% of the state)
182,486
…of which under 20 employees84%87%
Businesses without employees (Nonemployer Statistics 2023)1,314607,592
Median household income (ACS 2020–2024)$55,397
(42% below the state)
$95,470
SBA 7(a) and 504 approvals, all lenders, FY2020–FY202622
(22 7(a), 0 504)
10,540
…per 1,000 businesses with employees45.3
(rank 32 of 64 Colorado counties)
44.0
(median county)
Median SBA 7(a) loan, all lenders$373,000$294,000
…with a certified CDFI as lender, CDC or third-party lender13
(59%)
275
(3%)

Approvals by fiscal year: FY2020 4 · FY2021 7 · FY2022 1–2 · FY2023 1–2 · FY2024 3 · FY2025 1–2 · FY2026 1–2.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 13 SBA approvals (13 7(a) loans) for borrowers in Alamosa County in fiscal years 2020–2026, from 1 CDFI. The 7(a) loans total $3M approved.

CDFIs with 3 or more: First Southwest Bank (13).

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

29 loans and investments totaling $14.7M (median $100,000) were reported to the CDFI Fund for borrowers and projects in Alamosa County in fiscal year 2022, by 3 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)CountTotalMedian
Non-real estate business21$2.4M$51,900
Real estate: commercial construction, permanent or acquisition5$10.6M$896,400
Other purposes3$1.7M

CDFI banks and credit unions also reported 78 consumer loans in Alamosa County totaling $1.2M (Consumer Loan Report, tract totals, so no median); they counted 10% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2021 10.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Alamosa County

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Colorado

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.

Other Colorado counties

Source: CDFI Atlas, cdfiatlas.com/states/co/counties/alamosa-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).