County directory · Indiana
CDFI lenders in Marion County, IN
6 are headquartered here. 3 more say they serve all of Indiana. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026).
- Name this county
- 0
- Based here
- 6
- Serve all of IN
- 3
None of the lender websites we read names Marion County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Beech Grove, Camby, Indianapolis, West Newton.
Lenders compared for Marion County
9 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Mt Zion Indianapolis Federal Credit Union Credit union, Indianapolis IN | headquarters here; 1 office here | ask | 4 mi |
| 2. Champions Funding, LLC Loan fund, Gilbert AZ | 36 home loans here, 2025 | up to $3M | 1,483 mi |
| 3. Change Lending, LLC Loan fund, Anaheim CA | 8 home loans here, 2025 | up to $3.5M | 1,786 mi |
| 4. Peoples Bank Bank or thrift, Mendenhall MS | 3 SBA loans here, FY2020–FY2026 | $500–$5M | 579 mi |
| 5. Build Fund, LLC Loan fund, Indianapolis IN | headquarters here | ask | 1 mi |
| 6. Edge Fund, LLC Loan fund, Indianapolis IN | headquarters here | ask | 1 mi |
| 7. Neighborhood Self-employment Initiative, Inc. Loan fund, Indianapolis IN | headquarters here | ask | 1 mi |
| 8. Indianapolis Neighborhood Housing Partnership, Inc. Loan fund, Indianapolis IN | headquarters here | ask | 4 mi |
| 9. Community Investment Fund of Indiana Inc. Loan fund, Indianapolis IN | headquarters here | ask | 8 mi |
8 of these 9 lenders have received CDFI Fund awards, together $37.7M in fiscal years 1999–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
7 lenders7 head offices of 7 lenders on this page, within 30 miles of the centre of Marion County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Home mortgages (2 lenders)
- Small-business loans (1 lender)
- Affordable housing development loans (1 lender)
Banks and credit unions with a branch in this county
1 certified CDFI has at least one office in Marion County (NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- Mt Zion Indianapolis Federal Credit UnionCredit union · Indianapolis, IN1 office in Marion County · based hereOfficial list only
CDFI mortgage lenders active here
Certified CDFIs reported 49 originated home loans for properties in Marion County in 2025 under the Home Mortgage Disclosure Act: 0.2% of the 22,092 home loans that all HMDA lenders reported here.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages36 home loans here in 2025 (HMDA)Verified
- Change Lending, LLCLoan fund · Anaheim, CAHome mortgages8 home loans here in 2025 (HMDA)Verified
Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Marion County
Official statisticsMedian household income in Marion County is $66,346, 8% below the Indiana figure of $71,957 (ACS 2020–2024).
Businesses here took 68.3 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: more than the median Indiana county (31.3), rank 9 of 92.
| Measure | Marion County | Indiana |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 24,248 (15.6% of the state) | 155,692 |
| …of which under 20 employees | 80% | 83% |
| Businesses without employees (Nonemployer Statistics 2023) | 81,390 | 486,290 |
| Median household income (ACS 2020–2024) | $66,346 (8% below the state) | $71,957 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 1,657 (1,509 7(a), 148 504) | 7,896 |
| …per 1,000 businesses with employees | 68.3 (rank 9 of 92 Indiana counties) | 31.3 (median county) |
| Median SBA 7(a) loan, all lenders | $150,000 | $150,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 4 (0%) | 30 (0%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 2.25 pts (603 loans; 6% at the SBA maximum) | 2.25 pts (6% at the maximum) |
Approvals by fiscal year: FY2020 212 · FY2021 237 · FY2022 224 · FY2023 272 · FY2024 299 · FY2025 225 · FY2026 188.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 4 SBA approvals (4 7(a) loans) for borrowers in Marion County in fiscal years 2020–2026, from 2 CDFIs. The 7(a) loans total $8.2M approved.
CDFIs with 3 or more: Peoples Bank (3). 1 more CDFI made 1 or 2 each.
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 20244,566 loans and investments totaling $50.9M (median $5,000) were reported to the CDFI Fund for borrowers and projects in Marion County in fiscal year 2022, by 27 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 4,402 | $23.5M | $5,000 |
| Home purchase | 108 | $10.7M | $64,054 |
| Non-real estate business | 23 | $11.2M | $133,785 |
| Home improvement | 21 | $662,040 | $17,784 |
| Consumer | 5 | $4,312 | $1,000 |
| Real estate: commercial construction, permanent or acquisition | 4 | $3.3M | $515,000 |
| Other purposes | 3 | $1.5M |
Of 42 individual borrowers whose income was reported, 74% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 4,578 consumer loans in Marion County totaling $15M (Consumer Loan Report, tract totals, so no median); they counted 25% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 3,513 · FY2019 3,644 · FY2020 3,100 · FY2021 6,793.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Marion County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Build Fund, LLCLoan fund · Indianapolis, INSmall-business loansVerified
- Edge Fund, LLCLoan fund · Indianapolis, INAffordable housing development loans, Home mortgagesVerified
- Indianapolis Neighborhood Housing Partnership, Inc.Loan fund · Indianapolis, INHome mortgagesVerified
- Community Investment Fund of Indiana Inc.Loan fund · Indianapolis, INOfficial list only
- Mt Zion Indianapolis Federal Credit UnionCredit union · Indianapolis, INOfficial list only
- Neighborhood Self-employment Initiative, Inc.Loan fund · Indianapolis, INOfficial list only
Say they serve all of Indiana
- Allies for Community Business, Inc.Loan fund · Chicago, ILSmall-business loansVerified
- Flagship Enterprise Capital, Inc.Loan fund · Anderson, INMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- West Central Development Corporation, dba Anchor Financial ServicesLoan fund · Perrysburg, OHCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Central Indiana SBDCSmall Business Development Center · 625 Butler Way, Suite 130, Indianapolis, IN 46208317-940-3919
- Indianapolis SCORESCORE mentoring · Indianapolis, IN 46240800-634-0245
- Central Indiana Women's Business CenterWomen's Business Center · 111 Monument Circle, Suite 1950, Indianapolis, IN 46204317-464-2222
- SBA Indianapolis officeSBA district office · 5726 Professional Cir., Indianapolis, IN 46241317-226-7272
Housing counseling
- Indiana Housing and Community Development AuthorityHUD-approved housing counselor · 30 South Meridian Street, Ste 900, Indianapolis, IN 46204317-232-7777
- Indianapolis Neighborhood Housing PartnershipHUD-approved housing counselor · 3550 Washington Blvd, Indianapolis, IN 46205317-610-0465
- Indianapolis Neighborhood Housing Partnership Homeownership Center at GlendaleHUD-approved housing counselor · 2620 Kessler Blvd. E. Drive, Indianapolis, IN 46220317-610-4663
- Nid-Hca Marion CountyHUD-approved housing counselor · 2625 N Meridian St Suite 49-B, Indianapolis, IN 46208317-257-0357
- The John Boner Neighborhood CenterHUD-approved housing counselor · 2236 East 10th Street, Indianapolis, IN 46201317-633-8210
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
City pages in Marion County
Source: CDFI Atlas, cdfiatlas.com/states/in/counties/marion-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).