City directory · Minnesota
CDFI lenders in Duluth, MN
4 Treasury-certified CDFIs are headquartered in Duluth, Minnesota: 3 loan funds · 1 credit union. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 4
- In Minnesota
- 32
Headquarters is not the same as service area: lenders elsewhere in Minnesota may also lend in Duluth. See all 32 CDFIs in Minnesota.
Loan types confirmed on these lenders' websites
- Small-business loans (3 lenders)
- Commercial real estate loans (2 lenders)
- SBA-backed loans (7(a)/504/Community Advantage) (2 lenders)
- Auto / vehicle loans (1 lender)
- Small-dollar / emergency loans (1 lender)
- Home mortgages (1 lender)
- Home repair / improvement loans (1 lender)
- Microloans (1 lender)
- Minnesota Power Employees Credit UnionCredit union · Duluth, MNAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Small-business loansVerified
- Neighborhood Housing Services of Duluth, Inc.Loan fund · Duluth, MNHome repair / improvement loansVerified
- Northeast Entrepreneur Fund, Inc.Loan fund · Duluth, MNCommercial real estate loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Northland FoundationLoan fund · Duluth, MNCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Northeast Minnesota SBDCSmall Business Development Center · 202 W Superior Street, Suite 810, Duluth, MN 55802218-348-2830
- Women's Business Alliance NorthWomen's Business Center · 202 W. Superior St., Ste. 311, Duluth, MN 55802218-623-5741
Housing counseling
- Community Action DuluthHUD-approved housing counselor · 2424 W 5th St, Duluth, MN 55806218-726-1665
- Lutheran Social Service of MinnesotaHUD-approved housing counselor · 424 W Superior St Ste 600, Duluth, MN 55802218-529-2227
- One Roof Community HousingHUD-approved housing counselor · 12 E 4th St, Duluth, MN 55805218-727-5372
- Arrowhead Economic Opportunity Agency, Inc.HUD-approved housing counselor · 702 S 3rd Ave, Virginia, MN 55792
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Minnesota cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/mn/duluth/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).