City directory · Minnesota
CDFI lenders in St Paul, MN
6 Treasury-certified CDFIs are headquartered in St Paul, Minnesota: 5 loan funds · 1 bank or thrift. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 6
- Verified
- 4
- In Minnesota
- 32
Headquarters is not the same as service area: lenders elsewhere in Minnesota may also lend in St Paul. See all 32 CDFIs in Minnesota.
Loan types confirmed on these lenders' websites
- Credit-builder loans (1 lender)
- Microloans (1 lender)
- Small-business loans (1 lender)
- Affordable housing development loans (1 lender)
- Home mortgages (1 lender)
- African Economic Development SolutionsLoan fund · St Paul, MNCredit-builder loans, Microloans, Small-business loansVerified
- Greater Minnesota Housing FundLoan fund · St. Paul, MNAffordable housing development loansVerified
- Habitat for Humanity of Minnesota, Inc.Loan fund · St. Paul, MNVerified
- TCHFH Lending, Inc.Loan fund · St. Paul, MNHome mortgagesVerified
- Community Neighborhood Housing ServicesLoan fund · St Paul, MNOfficial list only
- Sunrise Banks, N.A.Bank or thrift · St Paul, MNOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Twin Cities SCORESCORE mentoring · 800 Cretin Ave. S., Suite # 411, Saint Paul, MN 55116952-938-4570
- WomenVentureWomen's Business Center · 165 Western Ave. No, Suite 8, Office #100, Saint Paul, MN 55102612-224-9550
- Twin Cities Metro SBDCSmall Business Development Center · 46 South 11th Street, Schulze Hall 103, Minneapolis, MN 55403651-962-4503 · about 9 miles from the centre of Ramsey County
Housing counseling
- Community Neighborhood Housing Services, Inc Dba Neighborworks Home PartnersHUD-approved housing counselor · 533 Dale St N, Saint Paul, MN 55103651-292-8710
- Comunidades Latinas Unidas En Servicio-CluesHUD-approved housing counselor · 797 7th St E, Saint Paul, MN 55106651-379-4200
- Lutheran Social Service of MinnesotaHUD-approved housing counselor · 1605 Eustis Street, Saint Paul, MN 55108888-577-2227
- Lutheran Social Service of MinnesotaHUD-approved housing counselor · 709 University Avenue W, Saint Paul, MN 55104888-577-2227
- Minnesota Homeownership CenterHUD-approved housing counselor · 1000 Payne Avenue, Saint Paul, MN 55130651-659-9336
- Model Cities of St Paul, Inc.HUD-approved housing counselor · 839 University Ave W, Saint Paul, MN 55104651-632-8350
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Minnesota cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/mn/st-paul/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).