City directory · North Carolina
CDFI lenders in Durham, NC
6 Treasury-certified CDFIs are headquartered in Durham, North Carolina: 2 loan funds · 3 credit unions · 1 bank or thrift. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 6
- Verified
- 4
- In North Carolina
- 25
Headquarters is not the same as service area: lenders elsewhere in North Carolina may also lend in Durham. See all 25 CDFIs in North Carolina.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (2 lenders)
- Personal / consumer loans (2 lenders)
- Affordable housing development loans (1 lender)
- Small-business loans (1 lender)
- Home mortgages (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Institute Capital, Inc.Loan fund · Durham, NCAffordable housing development loans, Small-business loansVerified
- Latino Community Credit UnionCredit union · Durham, NCAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Mechanics and Farmers BankBank or thrift · Durham, NCAuto / vehicle loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)Verified
- Self-Help Federal Credit UnionCredit union · Durham, NCVerified
- SELF-HELP CREDIT UNIONCredit union · Durham, NCOfficial list only
- Self-Help Ventures FundLoan fund · Durham, NCOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- North Carolina Small Business and Technology Development Center ~ NCCU-Durham SatelliteSmall Business Development Center · 1801 Fayetteville St, G08-G09 Willis Bldg., Durham, NC 27707919-530-7386
- Chapel Hill Durham SCORESCORE mentoring · 103 West Main St., Durham, NC 27701201-412-8718
- Women's Business Center of North CarolinaWomen's Business Center · 114 W. Parrish Street, Durham, NC 27701919-956-2334
Housing counseling
- North Carolina Housing CoalitionHUD-approved housing counselor · 3608 University Dr Ste 203, Durham, NC 27707919-881-0707
- Reinvestment PartnersHUD-approved housing counselor · 110 E Geer St, Durham, NC 27701919-667-1000
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other North Carolina cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/nc/durham/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).