City directory · North Carolina
CDFI lenders in Raleigh, NC
4 Treasury-certified CDFIs are headquartered in Raleigh, North Carolina: 3 loan funds · 1 credit union. Loan details confirmed from their own websites for 2. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 2
- In North Carolina
- 25
Headquarters is not the same as service area: lenders elsewhere in North Carolina may also lend in Raleigh. See all 25 CDFIs in North Carolina.
Loan types confirmed on these lenders' websites
- Affordable housing development loans (1 lender)
- Microloans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Small-business loans (1 lender)
- CAHEC Capital, Inc.Loan fund · Raleigh, NCAffordable housing development loansVerified
- Carolina Small Business Development Fund (The Support Center)Loan fund · Raleigh, NCMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Carolina Community Impact, Inc.Loan fund · Raleigh, NCOfficial list only
- Civic Federal Credit UnionCredit union · Raleigh, NCOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- North Carolina Small Business and Technology Development Center ~ University of North CarolinaSmall Business Development Center · 701 Corporate Center Drive, Suite 340, Raleigh, NC 27607919-715-7272
- North Carolina Small Business and Technology Development Center ~Capital Region SBTDCSmall Business Development Center · 1021 Main Campus Drive, CB 7019, Poulton Innovation Center, Raleigh, NC 27606919-513-1500
- Raleigh SCORESCORE mentoring · P.O. Box 97413, Raleigh, NC 27624919-869-4151
- Women's Business Center of North CarolinaWomen's Business Center · 114 W. Parrish Street, Durham, NC 27701919-956-2334 · about 20 miles from the centre of Wake County
Housing counseling
- CCCS, a Division of Triangle Family Services, Inc.HUD-approved housing counselor · 3937 Western Blvd, Raleigh, NC 27606919-821-0790
- Consumer Education Services, IncHUD-approved housing counselor · 3700 Barrett Dr, Raleigh, NC 27609877-322-8824
- Dhic, Inc.HUD-approved housing counselor · 113 S Wilmington St, Raleigh, NC 27601919-832-4345
- NACA (Neighborhood Assistance Corporation of America) Raleigh, NCHUD-approved housing counselor · 4112 Pleasant Valley Road Suite 220, Raleigh, NC 27612919-855-8484
- Navicore Solutions- Raleigh, NCHUD-approved housing counselor · 4917 Waters Edge Dr, Raleigh, NC 27606866-472-4557
- Nid-Hca MerrittHUD-approved housing counselor · 211 E. Six Forks Rd, Bldg C #108, Raleigh, NC 27609866-347-7373
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other North Carolina cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/nc/raleigh/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).