City directory · Puerto Rico

CDFI lenders in San Juan, PR

23 Treasury-certified CDFIs are headquartered in San Juan, Puerto Rico: 1 loan fund · 21 credit unions · 1 venture capital fund. Loan details confirmed from their own websites for 8. Source: CDFI Fund list as of 21 Oct 2026.

Certified: 23
Verified: 8
In Puerto Rico: 83

Headquarters is not the same as service area: lenders elsewhere in Puerto Rico may also lend in San Juan. See all 83 CDFIs in Puerto Rico.

Loan types confirmed on these lenders' websites

Personal / consumer loans (7 lenders)
Auto / vehicle loans (6 lenders)
Energy / solar / efficiency loans (6 lenders)
Credit-builder loans (3 lenders)
Home mortgages (3 lenders)
Commercial real estate loans (2 lenders)
SBA-backed loans (7(a)/504/Community Advantage) (2 lenders)
Small-business loans (2 lenders)

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.