City directory · Tennessee
CDFI lenders in Memphis, TN
3 Treasury-certified CDFIs are headquartered in Memphis, Tennessee: 2 loan funds · 1 credit union. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 3
- In Tennessee
- 41
Headquarters is not the same as service area: lenders elsewhere in Tennessee may also lend in Memphis. See all 41 CDFIs in Tennessee.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (1 lender)
- Home mortgages (1 lender)
- Personal / consumer loans (1 lender)
- Commercial real estate loans (1 lender)
- Equipment loans (1 lender)
- Small-business loans (1 lender)
- Home repair / improvement loans (1 lender)
- Orion Federal Credit UnionCredit union · Memphis, TNAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- River City Capital Investment, LLC.Loan fund · Memphis, TNCommercial real estate loans, Equipment loans, Small-business loansVerified
- United Housing, Inc.Loan fund · Memphis, TNHome repair / improvement loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Southwest Tennessee Community College SBDCSmall Business Development Center · 8800 East Shelby Drive, Maxine A. Smith Center, Suite 112, Memphis, TN 38125901-333-5085
- Memphis SCORESCORE mentoring · Memphis, TN 38103901-201-4550
Housing counseling
- Memphis Area Legal Services, Inc.HUD-approved housing counselor · 200 Jefferson Ave, Memphis, TN 38103901-432-4663
- NACA (Neighborhood Assistance Corporation of America) Memphis, TNHUD-approved housing counselor · 2400 Poplar Ave. Suite 500, Memphis, TN 38112901-348-0115
- Nid-Hca HarrellHUD-approved housing counselor · 1574 E Shelby Dr, Memphis, TN 38116901-417-8094
- Operation Hope - Memph TN - Poplar AvHUD-approved housing counselor · 6482 Poplar Ave, Memphis, TN 38119901-682-7188
- Operation Hope - Memphis TN - Raines RDHUD-approved housing counselor · 1222 East Raines Road, Memphis, TN 38116901-273-4547
- United Housing, Inc.HUD-approved housing counselor · 2750 Colony Park Dr, Memphis, TN 38118901-272-1122
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Tennessee cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/tn/memphis/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).