City directory · Tennessee
CDFI lenders in Chattanooga, TN
3 Treasury-certified CDFIs are headquartered in Chattanooga, Tennessee: 2 loan funds · 1 credit union. Loan details confirmed from their own websites for 2. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 2
- In Tennessee
- 41
Headquarters is not the same as service area: lenders elsewhere in Tennessee may also lend in Chattanooga. See all 41 CDFIs in Tennessee.
Loan types confirmed on these lenders' websites
- Personal / consumer loans (2 lenders)
- Credit-builder loans (1 lender)
- Small-dollar / emergency loans (1 lender)
- Small-business loans (1 lender)
- Auto / vehicle loans (1 lender)
- Home mortgages (1 lender)
- BetterFiLoan fund · Chattanooga, TNCredit-builder loans, Small-dollar / emergency loans, Personal / consumer loans, Small-business loansVerified
- Trust Federal Credit UnionCredit union · Chattanooga, TNAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Brightbridge, Inc.Loan fund · Chattanooga, TNOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Chattanooga State Community College SBDCSmall Business Development Center · 100 Cherokee Boulevard, Suite 202, Chattanooga, TN 37405423-756-8668
- Chattanooga SCORESCORE mentoring · 5726 Marlin Road #515, Franklin Building, Chattanooga, TN 37411423-553-1722
- Tennessee Women’s Business CenterWomen's Business Center · 100 Cherokee Blvd, Suite 213, Chattanooga, TN 37405
Housing counseling
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Tennessee cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/tn/chattanooga/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).