At a glance
From its website, read 2 Nov 2026Lafayette Neighborhood Housing Services, Inc. is a loan fund based in Lafayette, Indiana. Its website describes small-dollar emergency loans. Where it lends: 10 counties throughout the Greater Lafayette region. It says it considers borrowers with low or no credit history.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (765) 423-1284 source |
|---|---|
| info@homestead-resources.org source | |
| Website | www.homestead-resources.org |
| Office (official list) | 671 N. 36th Street, Lafayette, IN 47905 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Personal / consumer loans | Term: see their wording | No credit history needed, no collateral, and take up to 12 months to pay. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- No or thin credit history considered
No credit history needed, no collateral, and take up to 12 months to pay.
source - Collateral flexible or not always required
There is no credit check or collateral needed.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Oct 2026 |
| RSSD ID | — (none listed) |
| Address | 671 N. 36th Street, Lafayette, IN 47905 Directions (Google Maps) |
| Website | www.homestead-resources.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The only lending product is an employer-based small-dollar loan, and its amount appears only in a partner testimonial, so no amounts were recorded. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Small-dollar / emergency loans | — | The Community Loan Center is a low-cost alternative to expensive payday loans. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
10 counties throughout the Greater Lafayette region
a local nonprofit housing organization serving 10 counties throughout the Greater Lafayette region
source
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://homestead-resources.org/
- https://homestead-resources.org/consumer-small-dollar-loan/
- https://homestead-resources.org/housing-counseling-services/
- https://homestead-resources.org/homestead-resources-receives-500k-for-capital-campaign-from-nchs/
- https://homestead-resources.org/homestead-resources-receives-tax-credits-to-update-historic-jeff-senior-centre/
- https://homestead-resources.org/homestead-resources-successfully-raises-1-34-million-in-capital-campaign-to-createa-home-of-its-own/
- https://homestead-resources.org/financial-literacy/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.3 million in 3 awards from the U.S. Treasury's CDFI Fund, 1999–2021 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $450,000 |
| 2000 | CDFI Program, Financial Assistance | $800,000 |
| 1999 | CDFI Program, Technical Assistance | $40,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Lafayette and Indiana
- Afena Federal Credit UnionCredit union · Marion, INAuto / vehicle loans, Small-dollar / emergency loans, Home repair / improvement loans, Personal / consumer loansVerified
- Build Fund, LLCLoan fund · Indianapolis, INSmall-business loansVerified
- CANI’s Center for Community and Economic Development, Inc. dba Brightpoint Development FundLoan fund · Fort Wayne, INSmall-dollar / emergency loans, Microloans, Small-business loansVerified
- CDFI Friendly BloomingtonLoan fund · Bloomington, INVerified
- Edge Fund, LLCLoan fund · Indianapolis, INAffordable housing development loans, Home mortgagesVerified
- Flagship Enterprise Capital, Inc.Loan fund · Anderson, INMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
Work at Lafayette Neighborhood Housing Services, Inc.? Link to this page
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