City directory · California
CDFI lenders in Eureka, CA
4 Treasury-certified CDFIs are headquartered in Eureka, California: 1 loan fund · 1 credit union · 1 bank or thrift · 1 bank holding company. Loan details confirmed from their own websites for 2. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 4
- Verified
- 2
- In California
- 97
Headquarters is not the same as service area: lenders elsewhere in California may also lend in Eureka. See all 97 CDFIs in California.
Loan types confirmed on these lenders' websites
- Commercial real estate loans (1 lender)
- Microloans (1 lender)
- Small-business loans (1 lender)
- Auto / vehicle loans (1 lender)
- Energy / solar / efficiency loans (1 lender)
- Home mortgages (1 lender)
- Arcata Economic Development CorporationLoan fund · Eureka, CACommercial real estate loans, Microloans, Small-business loansVerified
- Coast Central Credit UnionCredit union · Eureka, CAAuto / vehicle loans, Energy / solar / efficiency loans, Home mortgagesVerified
- REDWOOD CAPITAL BANCORPBank holding company · Eureka, CAOfficial list only
- REDWOOD CAPITAL BANKBank or thrift · Eureka, CAOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- North Coast SBDCSmall Business Development Center · 876 7th Street, Arcata, CA 95521707-445-9720
- Northern California SBDC - ArcataSmall Business Development Center · 876 7th Street, Arcata, CA 95521707-826-3920
Housing counseling
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other California cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ca/eureka/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).