City directory · California
CDFI lenders in National City, CA
3 Treasury-certified CDFIs are headquartered in National City, California: 1 loan fund · 1 bank or thrift · 1 bank holding company. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 3
- In California
- 97
Headquarters is not the same as service area: lenders elsewhere in California may also lend in National City. See all 97 CDFIs in California.
Loan types confirmed on these lenders' websites
- Commercial real estate loans (2 lenders)
- SBA-backed loans (7(a)/504/Community Advantage) (2 lenders)
- Small-business loans (2 lenders)
- Equipment loans (1 lender)
- Home mortgages (1 lender)
- Neighborhood BancorpBank holding company · National City, CACommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Neighborhood National BankBank or thrift · National City, CACommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Springboard CDFILoan fund · National City, CAHome mortgagesVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- San Diego and Imperial SBDC Network (Lead Office)Small Business Development Center · 880 National City Blvd, National City, CA 91950619-482-6388
- San Diego and Imperial SBDC Network (South San Diego)Small Business Development Center · 880 National City Blvd., National City, CA 91950619-482-6391
- Southwestern College FoundationWomen's Business Center · 880 National City Boulevard, National City, CA 91950619-216-6719
- San Diego and Imperial SBDC (IRC)Small Business Development Center · 5348 University Ave., Suite 205, San Diego, CA 92105619-440-6208
- San Diego and Imperial SBDC Network (Alliance)Small Business Development Center · 7675 Dagget St., Suite 340, San Diego, CA 92111858-277-2822
- San Diego and Imperial SBDC Network (Connect)Small Business Development Center · 1100 Market St. , #441, San Diego, CA 92101858-964-1300
- San Diego and Imperial SBDC Network (East County)Small Business Development Center · 127 East Lexington Ave., El Cajon, CA 92020619-258-3670
- San Diego and Imperial SBDC Network (Export)Small Business Development Center · 1100 Market St., Ste 438, San Diego, CA 92101619-234-8484
Housing counseling
- Credit.Org - National CityHUD-approved housing counselor · 2140 Hoover Ave, National City, CA 91950800-580-1592
- Csa San Diego CountyHUD-approved housing counselor · 327 Van Houten Ave, El Cajon, CA 92020619-444-5700
- Greenpath Financial WellnessHUD-approved housing counselor · 925 B St, San Diego, CA 92101888-860-4167
- Money Management International - San DiegoHUD-approved housing counselor · 3111 Camino Del Rio N Ste 400, San Diego, CA 92108866-232-9080
- National Asian American Coalition - San Diego BranchHUD-approved housing counselor · 10679 Westview Pkwy, San Diego, CA 92126650-952-0522
- Navicore Solutions- San Diego, CAHUD-approved housing counselor · 3530 Camino Del Rio N, San Diego, CA 92108866-472-4557
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other California cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ca/national-city/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).