City directory · California
CDFI lenders in Modesto, CA
3 Treasury-certified CDFIs are headquartered in Modesto, California: 3 credit unions. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 3
- In California
- 97
Headquarters is not the same as service area: lenders elsewhere in California may also lend in Modesto. See all 97 CDFIs in California.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (3 lenders)
- Personal / consumer loans (3 lenders)
- Home mortgages (2 lenders)
- Energy / solar / efficiency loans (1 lender)
- Microloans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Mocse Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Personal / consumer loansVerified
- Modesto's First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Home mortgages, Personal / consumer loansVerified
- Valley First Federal Credit UnionCredit union · Modesto, CAAuto / vehicle loans, Energy / solar / efficiency loans, Microloans, Home mortgages…Verified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Central CA SBDC Regional Network - Lead CenterSmall Business Development Center · 655 W. 18th Street, Merced, CA 95340209-228-3506 · about 33 miles from the centre of Stanislaus County
- Silicon Valley SCORESCORE mentoring · c/o San Jose Chamber of Commerce, P.O. Box 149, San Jose, CA 95103408-453-6237 · about 56 miles from the centre of Stanislaus County
- AnewAmerica Community CorporationWomen's Business Center · 210 N. 4th Street, Suite 205, San Jose, CA 95112408-326-2669 · about 55 miles from the centre of Stanislaus County
Housing counseling
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other California cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ca/modesto/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).